Do I have to use my bank's login to add my checking account to Cozy?
There are two ways to add a checking account to Cozy. You can either securely link your checking account using your bank's online credentials (as in, whatever you use to log into your online account), or you can manually enter the routing and account numbers.
To add a bank to your Cozy account manually
First, you'll want to visit your Banks & Cards page, where you'll want to select the Checking account option to make ACH transfers on the Add an account page, then click the "Use account and routing numbers" link:
The form will change and you'll be able to enter your routing and checking account numbers manually:
Note: If you're a renter, you'll need to verify your bank account before we're able to process payments from your account. If you add your account manually, we'll verify your account by sending you two small deposits. Once that step is complete, you can start making payments from your verified account. Learn more about account verification.