What does a credit report look like?
A Cozy credit report provides a comprehensive look into your applicant's credit history. Each report contains seven sections:
- Credit Overview
- Payment History
- Account History
- Inquiries
- Address History
- Employment History
- Score Factors
The Credit Overview shows your applicant's credit score, as well as a breakdown of their total monthly payments and total debt:
The Payment History and Account History sections include more detailed information about their credit accounts:
Inquiries, Address and Employment History, and Score Factors are also included:
