What does a credit report look like?

A Cozy credit report provides a comprehensive look into your applicant's credit history. Each report contains seven sections:

  • Credit Overview
  • Payment History
  • Account History
  • Inquiries
  • Address History
  • Employment History
  • Score Factors 

The Credit Overview shows your applicant's credit score, as well as a breakdown of their total monthly payments and total debt:

The Payment History and Account History sections include more detailed information about their credit accounts:

Inquiries, Address and Employment History, and Score Factors are also included:

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