How do I verify my bank account?

First, you'll need to add a bank account to Cozy. If you link your bank account to Cozy using your bank login, it'll be automatically verified. We don't support logins for all banks right now, so you might need to enter in your account and routing number to link your account.

If you added your bank account manually using your account and routing number, we'll send two small deposits to your account. Deposits typically take 1-2 business days to appear in your account. This is a security measure that helps us ensure your payment account information is correct and the bank account truly belongs to you.

Once you know the amounts of your deposits:

  1. Navigate to your Banks & Cards page
  2. Click "Verify Amounts" under the bank account details
  3. Enter in the amounts of the two deposits we sent
  4. Click "Verify Amounts" button

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