How do screening reports work?

(For renters)

When you apply for a property on Cozy, you have the option to include a copy of your credit report and background check with your application. Some landlords require it, but if they don't you still have the option of purchasing and submitting your reports with your application. 

When applying through Cozy, you can purchase one set of screening reports for yourself (it isn't possible to purchase screening reports for another individual). If you're applying with a partner or family member, they'll need to purchase their own individual reports. Reports cost $24.99 each, or $39.99 for both a credit report and background check, and are available for 30 days from completion. 

From your rental application, you'll want to click "Start" to get started.

From here, you can either uncheck "Include a credit report" or "Include a background check" to skip your reports, or else you can enter in your personal information to purchase your reports.

To purchase a report, you'll be asked a series of questions about your financial history. Once you correctly answer the questions asked, you'll then be able to purchase the reports. 

When you purchase a credit report, the report will appear in your browser, and when you purchase your background report, we'll send your information to our background check partner and let you know as soon as your report is available. Your reports will also be included with your application.

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