How long do rent payments take to process?

Credit and Debit Cards:

Payments made by card should be deposited to you within 2-3 business days.

ACH Bank Transfers:

With Express Payouts:

ACH payments with Express Payouts should deposit to you in 3 business days. You can read more about Express Payouts here

Without Express Payouts:

Regular ACH payments typically take 5 business days to deposit.

Note: If your tenant is new to Cozy, we verify their bank account by sending two small deposits to that account so they can confirm their account ownership. For payments that are supposed to run right away, this step may add 2-3 business days to the time it takes for that payment to begin processing.

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